Maryann Fenton PA, RealtoR the Key to Your Real Estate dreams

Don't forget to apply for the 2026 Homestead Exemption, if you haven't already,

If you are thinking of selling a home in Sarasota, Lakewood Ranch, Bradenton, Parrish, or nearby areas, click below for seller resources. 

An emergency fund does more than protect you after closing. It also gives lenders confidence that you are prepared for the responsibilities of homeownership.

The process can feel overwhelming but staying focused on your why helps you make clear, confident decisions.

Even if this feels like your forever home, life changes. Buy smart with long-term value in mind.

If you're planning a short-term ownership, ask about adjustable-rate mortgages. A lower initial rate may make sense depending on your timeline and goals.

Every sale involves give and take. Knowing when to be flexible can keep your contract moving forward. 

Bridge loans can help buyers move forward before their current home sells. Ask your lender if this short-term financing option makes sense for your situation.

You don’t have to navigate the home buying process alone. Your real estate agent is there to guide, protect, and advise you at every stage.

Do not use all your savings to pay off debt before applying for a mortgage. Maintaining adequate cash reserves is often just as important as lowering your balances.